KE

Leasing in Kenya

$110 Billion

GDP

54 Million

Population

KES 100B+

Leasing Market

12.0%

Bank Rate

Overview

Kenya has the most developed leasing market in East Africa, driven by a strong banking sector and growing middle class. The country accounts for approximately 60% of all leasing transactions in the East African Community.

Leasing Landscape

The Kenya leasing market is estimated at over KES 100 billion annually. Major players include NCBA Leasing, KCB Asset Finance, Stanbic Leasing, and several specialized leasing companies. Vehicle leasing dominates, followed by equipment and machinery leasing.

Regulations

Leasing in Kenya is governed by the Banking Act and regulated by the Central Bank of Kenya (CBK). The Movable Property Security Rights Act (2017) modernized the framework for using movable assets as collateral.